Dennis @ PerfectForms
1) If a user does not have a license they can access a form instance two ways: From a link in a notification, or a link in a form (using a show form behavior object).
2)I need to look at your workflow in the form. I will send an email to you. Please reply and attach an export of your form (the .pf file) and I will review for you.
3)What is the source of the number? Is the zero after a decimal?